In a bowl, mash bananas with a fork.
In another bowl, mix together sugars, butter, milk and eggs.
In another bowl, mix together flour, baking soda, baking powder, salt. Mix in chocolate chips.
Mix everything together. Scoop into lined cupcake pan (about 2/3 full).
Bake in pre-heated 350 F for 20-25 minutes. Enjoy!